444.systems

ROI Calculator

Build vs SYaaS vs Do Nothing

A rough 12-month estimate to pressure-test your next AI move. Compare a bespoke 444 system, a hosted 444 SYaaS system, or leaving the workflow as it is. Adjust the inputs on the left; results update live on the right.

What this calculator does

It turns your current workflow pain into a 12-month financial picture. You will see whether a bespoke build, a 444 SYaaS system, or doing nothing is likely to cost or save you most.

What you get

A clear winner, a payback estimate, and a downloadable summary you can share with a CFO, operations lead, or business partner before committing to anything.

What to do next

Use the result to decide whether to take the 444 diagnostic or book a Systems Opportunity Call. The calculator is the first cut; the diagnostic is the detailed filter.

Your baseline pain

Start with what the workflow costs you today in people, time, and mistakes.

People affected
Hours per week each
Loaded hourly cost (£)
Error / rework cost per month (£)

Build (bespoke 444 system)

Estimate the cost and automation of a workflow built specifically for your process.

One-off investment (£)
Runtime cost per month (£)
Time to value (weeks)
Automation of pain (%)

SYaaS (444 hosted system)

Estimate the cost and automation of a ready-made system from the 444 ecosystem, hosted for you with implementation support.

Setup / onboarding (£)
Monthly fee per system (£)
Automation of pain (%)

Do nothing

Estimate how much the status quo costs as inefficiency quietly compounds.

Annual drift (%)
Baseline annual pain
£83,040
24 hrs/week consumed today
Best 12-mo net
Build
Build
Best 12-mo net
12-mo savings
£51,416
12-mo cost
£14,700
Net (yr 1)
£36,716
Payback
2.6 mo
SYaaS
12-mo savings
£37,368
12-mo cost
£2,520
Net (yr 1)
£34,848
Payback
0.1 mo
Do Nothing
Baseline pain
£83,040
Drift (8%)
£6,643
Net (yr 1)
-£89,683

Doing nothing is never neutral — the pain compounds while your competitors move.

What this means for you

A bespoke 444 system is projected to deliver the best 12-month net. That usually makes sense when your process is specific, the data is messy, or a hosted template cannot match your workflow closely enough. Next step: confirm the assumptions with a 444 diagnostic before committing to a build.

How these figures are calculated

  • Baseline annual pain = weekly hours × 52 × loaded hourly cost + monthly error cost × 12.
  • Build savings = baseline pain × automation % × active months ÷ 12. Active months are reduced by the weeks-to-value ramp.
  • Build cost = one-off investment + (runtime cost × 12).
  • SYaaS savings = baseline pain × automation %.
  • SYaaS cost = setup/onboarding + (monthly fee × 12).
  • Do Nothing cost = baseline pain + (baseline pain × drift %).
  • Net (yr 1) = 12-month savings − 12-month cost. Payback = months until cumulative savings exceed the upfront spend.

Worked example: how the numbers are produced

A mid-sized team runs a repetitive back-office workflow. Here is how the calculator turns their inputs into a 12-month Build vs. SYaaS vs. Do Nothing picture, step by step.

Step 1 — Sample inputs
  • 4 people affected, 6 hours/week each, £55 loaded hourly cost
  • £1,200/month in errors and rework
  • Build: £12,600 investment, £175/month runtime, 6 weeks to value, 70% automation
  • SYaaS: £420 setup, £175/month fee, 45% automation
  • Do Nothing: 8% annual drift (pain grows if untouched)
Step 2 — Baseline annual pain
  • Weekly hours = 4 × 6 = 24 hours
  • Annual labour = 24 × 52 × £55 = £68,640
  • Annual errors = £1,200 × 12 = £14,400
  • Baseline pain = £68,640 + £14,400 = £83,040/year
Step 3 — Build scenario
  • Ramp = 6 weeks ÷ 4.33 ≈ 1.4 months; active period ≈ 10.6 months
  • Savings = £83,040 × 70% × (10.6 / 12) ≈ £51,400
  • Cost = £12,600 + (£175 × 12) = £14,700
  • Net (yr 1) ≈ £51,400 − £14,700 = £36,700
  • Payback ≈ £12,600 ÷ (£51,400 / 10.6) ≈ 2.6 months
Step 4 — SYaaS scenario
  • Savings = £83,040 × 45% ≈ £37,368
  • Cost = £420 + (£175 × 12) = £2,520
  • Net (yr 1) ≈ £37,368 − £2,520 = £34,848
  • Payback ≈ £420 ÷ (£37,368 / 12) ≈ 0.1 months
Step 5 — Do Nothing scenario
  • Drift = £83,040 × 8% ≈ £6,640
  • Total 12-mo cost = £83,040 + £6,640 ≈ £89,680
  • Net (yr 1) ≈ −£89,680 (pure cost, no offset)
Step 6 — Read the result

SYaaS wins on payback (~0.1 months) in this example, because the setup is small and the monthly fee is fixed. Build edges ahead on year-one net (~£36,700 vs ~£34,848) and makes sense if the workflow needs tailoring that a template cannot provide. Do Nothing costs nearly £90k. The right move depends on how standard the workflow is — which is exactly what the 444 diagnostic pressure-tests before you commit.

Use this result

Download the summary to share with your team, or move straight into the 444 diagnostic to pressure-test the assumptions behind these numbers.

Estimates only. Real payback depends on workflow fit, adoption, and data quality — exactly what the 444 diagnostic pressure-tests.